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News and Updates

Stay in the know about recent RateBreaches,
market updates and industry insights from RateTracker.

Fixed Rates Down, Chaos Up: October’s Interest Rate Paradox

Fixed Rates in Australia are coming down, but the larger financial market is still ironing its creases from what’s been a very chaotic period.

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RateTracker’s SOC2 Type II: What does this mean for RateTracker and you.

We’re extremely excited to announce that RateTracker has achieved a significant milestone in our commitment to data security – We’re now SOC 2 – Type II certified!

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RateTracker Upgrade - What you need to know.

RateTracker 2.0 went live on it's new platform in late 2023.

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Why is my interest rate so high?

Well 2024 is well underway, and there is a welcome and increasing optimism that interest rate cuts could be on the horizon. The last two years have been brutal for mortgage customers. And we are potentially at the peak of the interest rate cycle, if not we are at least close. But I wouldn’t get too excited just yet, I don’t see Interest rates falling through the floor at the speed they raised through the roof. So what I wanted to do was share with you some important factors that will help you understand why you get charged what you do.

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RateTracker 2.0

It’s hard to deliver good news at the moment when it comesto Interest Rates. But we are going to make sure we do.

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The Great Australian Mortgage Swing: Variable vs Fixed Rates in 2023

Being an Aussie mortgage holder right now is not easy! Not only due the changes in rates and increased pricing, but the emotional rollercoaster of not knowing what to do next.

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3 Proven Strategies to Lower Your Mortgage Repayments

Struggling to keep up with your mortgage repayments? Don't worry, you're not alone. Check out these 3 effective strategies to reduce your mortgage costs and save money in the long run. Refinance, make extra repayments, or extend your loan term – which one is right for you? Learn more here.

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Refinancing Can Reduce Your Interest Rate

The RBA, Interest Rates and Your Repayments.

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How to prepare for aggressive interest rate rises.

A transcription from episode 13 of the Tell Us What You Really Think podcast.

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In the current climate, is commercial property a good investment?

A transcription from episode 12 of the Tell Us What You Really Think podcast.

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How will interest rate rises actually affect you?

Will rate rises really change your lifestyle? How to combat the change.

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How do elections affect home loan interest rates?

A transcription from episode 11 of the Tell Us What You Really Think podcast.

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In 2022, Should you fix your home loan interest rate?

The saying goes that hindsight is a wonderful thing. In the matter of Fixed Rates in 2022, this rings true.

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2022 AFR Crypto Summit Review and Aus Labour Shortages

A transcription from Episode 10 of the Tell Us What You Really Think podcast.

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The Current State of Play in Aus Property

The Tell Us What you Really Think podcast is back for 2022, and is now produced in conjunction with RateTracker. Read the Ep9 transcription here.

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How Might The Recent APRA Lending Changes Affect You?

Borrowers will face changed lending criteria as of 2022 to curb rising house prices.

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Will Opening Australian Borders Increase House Prices?

We look at the revised house price growth numbers for 2022

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The introduction of Open Banking in Australia.

This technology allows Rate tracker to become a shield for your home loan, protecting it from interest rate hikes.

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Australians are over paying an average of $3,489 on their home loans.

The banks have been taking advantage of their customers for years, let's fix that.

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