We were tired of banks letting down our clients, so we decided to do something about it.
RateTracker is a free, secure service that monitors your interest rate and uses AI to automatically detects if you're paying more than you should.
Thanks to the evolution of AI - Rate Tracker will now alert you when switching will save you $2,000, or more, per annum.
We use real-time interest rate monitoring technology to review your loan every 30 days, notifying you if your rate goes above a set standard.
We capture and compare data from the whole market – that means rates from hundreds of Australian banks.
We partner with your bank using Open Banking. This new technology allows us access to only your interest rate, all the rest of your personal data is secure.
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Our safe and secure syncing process means connecting is easy and takes just a few minutes.
SecurityYour home loan review is on auto pilot. You'll be notified when there is a rate breach.
Our FAQWe do all the hard work for you, negotiating a better rate with your bank. Easy peasy.
Start SavingFixed Rates in Australia are coming down, but the larger financial market is still ironing its creases from what’s been a very chaotic period.
Read more.We’re extremely excited to announce that RateTracker has achieved a significant milestone in our commitment to data security – We’re now SOC 2 – Type II certified!
Read more.